Element Finance

Term Note
Revenue Share
No Ratings  
No ratings



We work with talented SaaS CEOs through our sister company, Scaleworks. Our CEOs told us that they had exciting ideas for growing their companies, but needed funding to implement. Traditional banks won’t lend to companies that don’t make profits or have tangible assets. Banks don’t understand that SaaS recurring revenue is its own asset—instead, they ask for a personal guarantee.


Do you share data of company’s you’ve lent to?

No! We don’t share any data about our clients. We do occasionally ask for a testimonial to share.

Will you lend to companies that aren’t profitable?

We lend based on recurring revenue, not profit. Burning cash to grow is part of high growth strategies, we like to see this done in a managed way which fits into the objectives and growth plan of the business. If a company has low debt, a plan, low churn, and enough revenue to secure the loan amount we are fine with pre-profitability.

Do you have prepayment penalties? Can I prepay my loan?

We have no prepayment penalties. We do require a notice period after a pre-agreed minimum term length.


🙅🏻‍♀️ No Prepayment Penalty
⌛️ Fast Funding
🚫 No Credit Check
🏡 No Personal Guarantees
📝 No warrants




No published StoryLines from this partner! 👀

View all published StoryLines here!

Join our community

We're active on Slack, and love to meet new people. Join us!
Slack invite